Ducks in a Row logoSavSprenger Schedule a review

For veterans and their families

Get your ducks in a row.

Calm on the surface. Covered underneath.

Plain-English help with VGLI, VA Life and VA burial allowances, plus a complimentary review of the coverage your family already has. No pressure, and no obligation.

Schedule a complimentary review Call (651) 210-5972

What we can review together

The benefits families ask about least, explained plainly

Most families I talk with have something in place. The question is whether it will do what they think it will, when they need it.

VA program

VGLI (Veterans’ Group Life Insurance)

  • Lets you keep your SGLI coverage after separation
  • Renewable term: the rate rises as you move into each new age band
  • Apply within 1 year and 120 days of separation

We review: what you pay now, what it becomes at 60, 70 and 80, and whether keeping it, adding to it or locking in a rate makes more sense.

VA program

VA Life Insurance (VALife)

  • For veterans with a service-connected disability rating, even 0%
  • Guaranteed acceptance whole life, no health questions
  • Up to $40,000, with a two-year waiting period for full coverage

We review: whether you qualify, whether $40,000 is enough for your family, and how to cover the first two years.

VA benefit

VA burial allowances

  • A burial allowance and plot allowance for eligible veterans
  • Paid back to the family afterward, not up front, so keep receipts
  • Amounts and eligibility rules change; VA.gov has the current figures

We review: what your family would actually receive, the gap left for the funeral, and simple ways to close it.

For every family

Veteran will kit

  • Legal and attorney fees waived
  • Name guardians, an executor and your wishes
  • No purchase required

We review: how the kit works and what to keep with it, so your family knows where everything is.

How a review works

Thirty minutes by phone, at a time that suits your family

1

Pick a time

Choose a slot below. I’ll call you from my direct line, (651) 210-5972, so you’ll know it’s me.

2

We look at what you have

Have any current coverage handy, and invite your spouse or significant other to join if you can.

3

You decide

As an independent broker I compare 20+ top-rated carriers. You’ll get straight answers, even when the best answer is a benefit you already have.

Veteran family checklist

How many can you check off?

  • Your spouse can log into VA.gov without you
  • You know what your VGLI rate will be at 70 and beyond
  • Your family knows the burial allowance is paid back, so they’ll keep receipts
  • A copy of your DD-214 is where your family can find it
  • Every policy has a primary and a backup beneficiary

My promise to you

  • You’ll hear from me only if you book a review or ask
  • Booking is free and takes about a minute
  • Honest answers, with no pressure to buy anything
  • One point of contact: me, on my direct line

Schedule

Book your complimentary review

Pick a time that works. If you can, have the following nearby for the call:

Current policy or VGLI info VA rating letter, if you have one Your spouse or significant other

Prefer to text? Reach me at (651) 210-5972, or email savannah@savsprenger.com.